Visa Commercial Pay

Visa Commercial Pay. A suite of virtual B2B payment solutions

Improve cash flow and eliminate outdated manual processes with Visa Commercial Pay. It works across multiple business-spend use cases, from supplier payments to corporate travel and mobile payment options, to offer a solution that simplifies the way businesses manage payments.

With an easy-to-use interface, Visa Commercial Pay helps businesses to streamline operations, automate reconciliation, and communicate virtual card payment information, in one central and secure platform.

For B2B supplier payments

Experience greater accounts payable efficiency and improve the procurement process with Visa Commercial Pay.

Manage payments with virtual cards through an integrated platform that delivers automation and digitisation of the purchasing and financial management processes.

How Visa Commercial Pay helps B2B supplier payments

Automated data matching

Increases the speed of reconciliation of payments.

Extending Days Payable Outstanding (DPO)

Improve your cash flow position with DPO.

Reduce Day Sales Outstanding

Enhance relationships by making payments to suppliers faster.

Ensure card use compliance

Enforce compliance with spend controls at the point of purchase.

Payment data visibility

Visa Commercial Pay offers you one platform for better visibility of payment data.

Automate processes

Reduce payment processing costs and time by automating and digitising manual processes.

For corporate travel

Manage corporate travel seamlessly across the entire journey with the issuance and management of virtual cards from a single platform.

Visa Commercial Pay seamlessly integrates into business travel processes to deliver enhanced data, full spend visibility and automated expense reconciliation.

How Visa Commercial Pay helps manage corporate travel finances

Create or add virtual cards easily

With the Visa Commercial Pay mobile app, you can add virtual cards to digital wallets and make it simple for employees to pay for expenses on-the-go.

Travel expenses visibility

Gain more visibility into travel expenses to better consolidate total cost of trips.

Access to payment details

Whether a booking is made via travel management company or an online booking tool, payment details are easy to access.

View travel details

Manage travel better with access to hotel booking conﬁrmations, location, payment instructions and agency contact information.

Spend controls

Reduce the risk of out-of-policy or fraudulent spend with spend controls.

Reduce processing costs

Visa Commercial Pay will help eliminate manual and ineﬃcient travel expense management processes.

Asian businesswoman analyzing reports while working in office.

For travel intermediaries

Visa Commercial Pay is a single integrated platform that allows travel intermediaries to manage all end-to-end virtual payments, communication, and reconciliation in one central platform.